1. The Cyber-ATLAS website contains information and e-learning units relating to the law and business risk, is provided for general information purposes only and does not constitute professional advice. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.
2. The material and information on the Cyber-ATLAS website is provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.
3. We do not represent or warrant that any of the information presented on the Cyber-ATLAS website pages or on the internet generally, will be uninterrupted or error free, that defects will be corrected, or that the Cyber-ATLAS website or the server from which it is accessed are free from viruses, worms, trojan horses or other harmful components.
4. We make no representations or warranties in relation to the legal information on the Cyber-ATLAS website and do not warrant or represent that the legal information on this website is complete, true, accurate, up to date or non-misleading.
5. No lawyer-client, solicitor-client or attorney-client relationship shall be created through the use of the Cyber-ATLAS website.
6. You must not rely on the information on the Cyber-ATLAS website as an alternative to legal advice from your lawyer or other professional legal services provider.If you have any specific questions about any legal matter, you should consult your lawyer or other professional legal services provider.You should never delay seeking legal advice, disregard legal advice, or commence or discontinue any legal action because of information on this website.
7. Nothing in this legal disclaimer will:
     a. limit or exclude our liability for death or personal injury resulting from negligence;
     b. limit or exclude our liability for fraud or fraudulent misrepresentation;
     c. limit any of our liabilities in any way that is not permitted under applicable law; or
     d. exclude any of our liabilities that may not be excluded under applicable law.
8. In no event shall We be liable for any cost or direct, indirect, special, incidental or consequential damages arising out of or in connection with the use of, or the inability to use the Cyber-ATLAS website.

INTELLECTUAL PROPERTY
9. Unless otherwise noted, the graphic images, button, layout, and text contained the Cyber-ATLAS website are the exclusive property of Willis or used with permission and may not be copied or distributed, in whole or in part, without the express written consent of Willis.

HYPERLINKS
10. We cannot guarantee that the hyperlinks, pointer or other linking functions (hyperlinks) set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks are developed and possibly maintained by persons over whom We have no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, We assume no responsibility for the content of any sites referenced to by any hyperlink or otherwise. We believe that making hyperlinks available to publicly accessible web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. You may not provide hyperlinks to this website without prior written consent from Us.

DATA PROTECTION
11. We are committed to respecting the privacy of your personal information and considering current technology, have taken all reasonable measures to do so. We are not obligated to monitor any transmission made through the respective web pages and newsgroups. However, We have the right, but not the obligation, to monitor any transmission made to and for the ATLAS website. We may reproduce, use, distribute or disclose information transmitted to this site or collected through the use of the ATLAS website.
12. You acknowledge that such information shall be deemed to be non-confidential and that your communication may be read or intercepted by others. You acknowledge that no obligation of any kind shall be attached to such information and that by transmitting information, no confidential, contractually implied or other relationship is created between you and Us.

SOFTWARE QUALITY
13. We do not warrant that any information, software or other material accessible through this website is free of viruses, worms, Trojan horses or other harmful component.
14. We assume no responsibility and shall not be liable for any, direct, indirect, incidental or consequential damages that result from the use, access to, browsing in or downloading of the any information, data, text, images or other material accessible through this website or the website of any linked third parties.

SOFTWARE TYPES
15. We reserve the right to block transmission /receipt of certain file types to maintain the integrity and security of our computer systems.

USER CONDUCT
16. When accessing or making use of any service provided on the ATLAS website you may not:
     a. Post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law.
     b. Post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component; restrict or inhibit any other user from using the website. Post, publish, transmit, reproduce, distributor exploit any information, software or other material obtained through Willis web pages for commercial purposes other than expressly permitted.
     c.Neither an audit nor a review provides assurance on the maintenance and integrity of the website, including controls used to achieve this, and in particular whether any changes may have occurred to the financial information since first published.

JURISDICTION AND APPLICABLE LAW
17. Legislation in the United Kingdom governing the preparation and dissemination of financial information differs from legislation in other jurisdictions.
18. The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site.
19. These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.